A civil action in which a party claims some sort of damage to their person caused by another party. These might be negligence actions (such as a car crash), or an intentional action (such as an assault or trespass).
Products Liability
The liability for bodily injury or property damage incurred by a merchant or manufacturer as a consequence of some defect in the product sold or manufactured or the liability incurred by a contractor after he has completed a job as a result of improperly performed work.
Workers Compensation
Guarantees compensation for worker, contractor or layperson working on a home project who might be injured while working on site.